// CHANGELOG

What we shipped,
when we shipped it.

Public build log. Every meaningful change to Quarvo — features, fixes, security advisories, architecture decisions. Built in the open because that's how trust gets earned in fintech.

All Feature Improvement API Security Docs Infra Brand Fix
May 02 2026
Improvement Infra

Conversion optimization layer PHASE 7

Three additions to close out the launch-ready loop:

  • Vercel Analytics + Speed Insights — privacy-first, no cookies, GDPR/CCPA compliant. Now active on all 13 indexable pages.
  • Exit-intent modal on /for-merchants — fires when the cursor leaves via the top edge (desktop) or after 30s + 75% scroll on mobile. Offers the "high-AOV decline recovery checklist" with email capture posting to Loops via /api/subscribe. Dismissal persists in localStorage.
  • Floating scroll-depth CTA — small bottom-right card that appears past 60% scroll on long-form pages (blog index, compare, security). Dismissible, persistent. Active on engaged-reader surfaces only.

All conversion infra is gated on prefers-reduced-motion and respects keyboard accessibility (focus traps in the modal, ESC to close).

May 02 2026
Brand Docs Security

Trust & launch assets shipped PHASE 6

Three new pages live: /security with full data-flow diagrams and the SOC 2 roadmap, /changelog (this page), and /brand with downloadable logo assets, color tokens, and typography rules.

The security page in particular is built for high-AOV merchant due diligence — covering PCI scope, encryption, subprocessors, incident response, and our coordinated vulnerability disclosure program.

May 02 2026
Feature

Interactive split-payment demo on the home page PHASE 5

Added a new #demo section between "How it works" and "Integrations" that simulates the customer experience end-to-end: ready → declining → Quarvo recovery → processing → success.

Auto-plays once when the section enters viewport. Two manual modes: Replay (re-run sequence) and Try interactively (drag sliders to allocate the $2,400 split yourself).

  • Two-phase commit visualization with live clock 0.00 → 0.86s
  • Bidirectional slider ↔ amount sync with confirm-button gating
  • prefers-reduced-motion bypass
May 02 2026
Feature Docs

Comparison pages: Quarvo vs BNPL, Klarna, Affirm, Afterpay PHASE 4

Five new pages under /compare with side-by-side breakdowns of every meaningful dimension — customer cost, merchant fees, credit reporting, late-fee mechanics, AOV-band fit.

Each page commits to three rules: numbers are sourced and dated, where competitors win we say so, the bias is structural not adversarial.

May 02 2026
Improvement Infra

Launch polish — sitemap, robots, branded 404, OG tags PHASE 2.9

Polish pass to make the site feel like it's ready to ship. sitemap.xml with all 22 indexable URLs, robots.txt with sitemap reference, branded 404 page with suggested routes, and og:image + twitter:image meta tags added to every blog post.

May 02 2026
Feature Docs

Five merchant-angle blog posts PHASE 3

New deep-dives for high-AOV merchants:

  • Hidden Cost of Declined High-Ticket Sales — CFO-level decline ledger
  • Why $2K+ AOV Checkouts Convert Worse — the conversion knee diagnosis
  • Stripe Connect + Multi-Card Splitting — the payment graph architecture
  • Recovery Rate Benchmarks — segmented numbers with variance bands
  • The Merchant Playbook for High-AOV Recovery — 4-step / 60-day operational framework
Apr 30 2026
Feature API

/pay-with-quarvo integration docs PHASE 2.8

End-to-end developer documentation: API reference, Stripe Connect setup, drop-in JS snippets for Shopify and WooCommerce, server SDK examples, webhook signatures, and brand kit.

Two endpoints, atomic two-phase commit, no replatforming.

Apr 30 2026
Feature

/for-merchants pricing tiers + lead capture PHASE 2.8

Pricing section added to /for-merchants: Direct API tier (2% per recovered, no monthly minimum) and Shopify+Woo tier with managed integration. Lead capture form posts to app.quarvo.io/api/merchants/register.

Apr 28 2026
Improvement Infra

Section reorder + SEO refresh PHASE 2.6 + 2.7

Cut the dual consumer/merchant flow on the home page in favor of a single merchant-first narrative. Reorganized sections so the value proposition compounds: hero → ROI calc → trusted-by → how it works → integrations → security → consumer-divider → about.

Refreshed all meta titles, descriptions, and Open Graph tags to match the Architecture 2 framing ("Recover the high-ticket sales your checkout is losing").

Apr 27 2026
Feature

Integrations + Trust/Security sections PHASE 2.5

Three integration tiles for Shopify, WooCommerce, and Direct API. Trust/Security section featuring Stripe Connect, atomic commitment, and PCI scope reduction.

Apr 27 2026
Feature

How it works — sticky-scroll narrative PHASE 2.4

Sticky-scroll storytelling section where the visual on the left changes as the user scrolls through three steps on the right. Tuned with rootMargin: -40% 0px -50% 0px so each step activates near viewport center.

Apr 27 2026
Feature

Live ROI calculator PHASE 2.3

Two-input ROI calculator (AOV × monthly orders) with bidirectional slider sync, animated number ticking, and yearly projection. Models industry-blend recovery economics: 6.5% decline rate, 60% recovery rate, 2% Quarvo fee.

Apr 27 2026
Feature

Hero redesign + motion infrastructure PHASE 2.1 + 2.2

New hero with word-stagger entrance, shimmer-text gradient on "high-ticket sales", and atmospheric orb background with parallax. Built motion.js as the shared motion infrastructure (reveal observer, magnetic hover, tilt, spotlight, kinetic numbers).

Apr 26 2026
Improvement

UI/UX overhaul — accessibility, SVG icons, structural cleanup

Comprehensive accessibility pass: ARIA semantic markup, mobile meta tags, focus states. Migrated all emoji icons to inline SVG. Extracted ~127 inline styles to scoped CSS classes.

Apr 22 2026
Feature Docs

First five blog posts (consumer-angle)

Initial editorial drop targeting consumer search intent: split payments, multi-card workarounds, BNPL alternatives, large-purchase how-tos.

Apr 20 2026
Infra

Loops API integration + waitlist deploy

Initial waitlist live. Email capture posts to /api/subscribe, syncs to Loops with mailing-list segmentation. Confirmation flows working end-to-end.

Apr 18 2026
Infra

Initial deploy to Vercel — quarvo.io live

Vanilla HTML/CSS/JS landing page deployed to Vercel. Domain wired (quarvo.io + www.quarvo.io with proper redirects). Brand identity, color tokens, and typography system established.